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omgcafe faq page A collection of the most frequently emailed and asked questions about this website.
While anyone can *read* the chat output, all communication here is encrypted over https. While it can theoretically be established that someone at your IP address connected to this service, none of your chat activity can be associated with any IP address, unless by us.
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The program serves parents of undergraduates, who borrow to supplement their children’s own financial aid efforts, and independent degree candidates studying law and other graduate subjects.
Loans are credit-based, so they differ from those issued by undergraduate programs, which come without regard for credit performance.
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As of August 24th, 2014, the entire site is forced secure. But the chat is encrypted between you and our systems. If we see abuse or get requests from law enforcement we can and will provide IP addresses and activities.