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Additionally, commuters and others can take advantage of the generous 3% on gas (no spending cap), and shoppers everywhere will appreciate 3% back (no cap) at select department stores like JCP, Kohls, Macys, Sears and Nordstrom.

All other purchases will earn a standard 1% cash back with no cap.

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Card from American Express (a Next Advisor advertiser) is a real cash-back money maker and the winner of our Credit Card Cash Back Analysis, earning users 6% cash back at U. supermarkets (on up to $6,000 in purchases annually, then 1%), 3% at U. First off, you'll get a sweet $150 cash back bonus after spending $1,000 on the card in the first 3 months.

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