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If you are juggling multiple credit card bills, you may benefit from the convenience of having one consolidated monthly payment.
Learn about the best nonprofit credit and debt consolidation programs that can help you consolidate your bill payments and become debt free.
Get free debt consolidation help, online, or over the phone.
Because there is no general industry consensus as to what the best options are, we have narrowed down your options.
Many of these options work hand in hand or as part of a larger debt reduction program, but in general, these are your choices: Debt Settlement: Settlement is the process of negotiating with your creditors in hopes of reducing the total amount of debt that you owe them.
Consolidated credit companies, like credit counseling agencies, usually point consumers at debt-relief options like a debt management program, debt settlement, a debt consolidation loan and, in extreme situations, bankruptcy.